From documents to an application decision.
Application, calculation and checks in one dossier
Before.
An analyst assembled each application dossier from five places: tax returns and liabilities from documents, deal terms from an email, State Revenue Committee checks from an external website, and the calculation in Excel. The analysis cycle dragged on, and a week later it was hard to reconstruct what the decision was based on.
What we built.
We built “Credit Radar”: the borrower, documents, the methodology-based calculation and State Revenue Committee checks move step by step in one dossier. Financial metrics are extracted from tax returns automatically, and sources and check statuses are saved alongside the result.
What changed.
An application goes from documents to decision in one window, and the basis for every decision can be opened a month later.
From description
to product.
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